Auto Insurance

[Joleat]

I ended up going with The Hartford. Surprisingly, had I elected to purchase the same coverage as I had with Erie, it was going to be a few dollars cheaper. Instead, I decided to bulk up my coverage. I now have at least double the coverage in every category and I increased medical payments from $5,000 to $100,000. It was only an extra couple dollars a month. I also picked up the maximum rental and towing coverage. I had no rental or towing through Erie. In the end, I'm paying about $175 more per year than I was with Erie, but the increased coverage is more than worth it. Once we bundle our homeowner's insurance, the car insurance will drop almost enough to cover the additional $175. The homeowner's policy will also receive up to a 15% discount. Overall, I'm extremely pleased with the decision.

I just hope I can continue my streak of luck and not have to file any claims.

 

[DJE624]

Thanks for the discussion guys.  I just changed from $1000 deductable to $500 (Coll/Comp) for another $5 a month!  I think it was well worth it.

 

[mjhpadi]

When I first got my current policy the agent spent a fair amount of time to find what was the best deal looking at both higher and lower levels of coverage.  Ended upgraded most levels and still at lower cost then I was carrying at the time.

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